People who are living on their own this year are more likely to come across financial uncertainty and the problems that can come from having more outgoings than income than homebuyers who live with their other half.If you are residing on your own, you will often have to foot the cost of all the bills, council tax and your mortgage without assistance from anyone else, which can sometimes leave you with difficulties in making ends meet.For this reason, insurance firm first direct has said that couples who choose to cohabit could actually be far better off. It said that those who live with a partner can be a full £102 better off than if they were still on their own.Disposable income for those living with the other half sits at £307, giving them an extra £1,224 per person over the average singleton. Not only will this mean that you are able to afford bills and other essentials far easier, but you can also enjoy some of the luxuries you might previously have been unable to afford, such as Sky TV or a holiday in the sun.Is this an option for you though? It may seem like a big commitment to make the move from being on your own to living with someone. However, if you're not sure whether or not you're ready, just think about how much better you might feel if you have more financial security, creating harmony in the home and making sure that both you and your partner have a better outlook on life.Andy Forbes, head of retail products at first direct commented: "Peoples' relationship status has a real impact on their finances and in turn their ability to save and afford the finer things in life. I'm not advocating that people should move in together before they're ready, but for those already considering sharing a roof it definitely makes financial sense."If you decide to live with someone else though, offloading your own home can still be an issue due to the nature of the property market at the moment. Why not take the opportunity to sell your home to Property Rescue? By doing this, you can free up money in your house without having to wait for a buyer to come along.