The average Brit has less money to spend in 2013 than they did a year ago, according to a new study that says further pressure is now being placed on the budget of families and households up and down the country.Earlier this week, the Labour party said that workers in the UK were now earning less than they were before the coalition came to power because of the lack of employment opportunities across the country.And now Lloyds TSB has said that with income slipping, the amount of money that we all have to spend on non-essentials each month is suffering further drops, which could leave many who are cash strapped asking "How can I sell my house quickly?"The report found that the average person now has seen their spending power fall in the past 12 months by 1.4 per cent in real terms, with the rising energy bills being one of the largest factors in making us all tighten the purse strings.This means that the money people have to spend on non-essential items has now fallen as low as £13 less than it was a year ago.Patrick Foley, chief economist at Lloyds TSB, said: "The latest Spending Power Report shows consumers remain under some pressure. Essential spending growth has clearly been affected by the snow in January, but the picture of weak discretionary spending power remains in place at the start of 2013."If you want to make sure you have more money from month to month for spending, you might like to analyse your financial products to see where you could make the best savings. For example, using online comparisons for the likes of bank accounts, insurance and credit cards can be a good way to save a few pounds here and there.Likewise, a simple call to a gas or electricity provider to make sure you are on the best tariff for your needs can make sure that you are not spending more than you need to, which can be very important considering the cost of bills at the moment.If you do all of this though and still find that you are falling short each month, you might sell your house to Property Rescue, who will give you a quick cash offer for your home, giving you a nest egg to fall back on.