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Sell Rent Back Lettings 15/09/2009
Sell and Rent Back Hits: 3
When the Property Ombudsman announced that there had been a 200% rise in complaints to properties via letting agents in 2008, the numbers were shocking enough. Incredibly, in 2009 the number of complaints has jumped up by another 26%.

...
Read More »

Mortgage - Buy To Let Owners In Trouble 14/01/2009
Mortgages Hits: 3
Over recent years the buy to let market has been buoyant.  People who either had the cash or access to mortgage lending saw property as a failsafe means of making money and a solid long term investment.  But as property prices have crashed the buy to let market...
Read More »

Sell Home Quick – Government Scheme Scrapped 16/09/2010
Sell Home Fast Hits: 2
Blaming unrealistic spending commitments inherited from the previous government, the new coalition government has scaled back or completely axed hundreds of intended playgrounds throughout England originally planned for under the £235 million Playbuilder scheme,...
Read More »

Sell Home Fast – School Budget Cuts 11/06/2010
Sell Home Fast Hits: 2

The Institute for Fiscal Studies reports that building work being completed through Labour’s school renewal programme may have to stop if the free schools policy is to be fully implemented.

Read More »

Sell and Rent Back – Royal Mail Pension Deficit 07/06/2010
Sell and Rent Back Hits: 2

The Royal Mail pension fund deficit has hit £8 billion with an even greater deficit expected after the full three-yearly valuation is completed and published sometime over the next two months.

Read More »

Sell and Rent Back – Loan Shark Warnings 01/06/2010
Sell and Rent Back Hits: 2
New warnings about the dangers of borrowing from loan sharks will soon be disseminated. The Office of Fair Trading and trading standards officers are stepping up a campaign against loan shark lending and will be handing out approximately 200,000 leaflets and...
Read More »

Recession - Keeping The Pound In Your Pocket 18/03/2009
Unemployment Hits: 2
The annual growth in take home pay has dropped to an all time low of 1.8% and saw an unprecedented fall of 0.2 per cent during January as employers make drastic cuts to save their businesses from collapse.  Honda is just one of the companies that has stopped...
Read More »

Sell And Rent Back Your Own Property - A Smart Way To Act 06/03/2009
Equity release Hits: 2
Selling and renting back your own property is a popular and imminent trend in UK. Countless people find it very helpful in generating some fast cash to overcome financial crisis. Selling and renting back your own property is a wonderful option that allows you to release the equity in your house without remortgaging or moving from your dwelling place....
Read More »

Interest Rates - A Licence To Print Money? 06/03/2009
Repossession Hits: 2
The Bank of England has announced a further reduction in interest rates to 0.5% in an attempt to get the High Street banks lending again and ease the flow of money, especially to businesses.  The Council of Mortgage Lenders is warning that all time low...
Read More »

Are You Facing Negative Equity? 27/02/2009
Housing Crash Hits: 2
The dramatic falls in property prices over recent months have left many homeowners in negative equity – in other words, owing more on their mortgage than their property is worth. The Financial Services Authority certainly agrees that negative equity is a real problem.  It states that as many as one in five households could face negative equity by the time the market bottoms out, with an estimated overall fall in prices of 30% from their 2007 peak.  These figures mean that some 2.5 million loans will be in excess of the value of the property against which they are secured.  ...
Read More »

Housing Prices Crash - The UK Property Market 25/02/2009
Housing Crash Hits: 2
The current condition of the UK property market has certainly raised eyebrows among the top industry analysts. After substantiating itself in the preceding years, UK home prices have taken a deep plunge after 2007. The decline has continued unabated for almost...
Read More »

Renting a Property 20/02/2009
Renting Hits: 2
It could be that you have just cleared college or university and are looking for your first house – which in many cases would mean having to start out by renting a property before you can organize yourself to buy your own flat. It could also be that you already...
Read More »

Renting a Property 20/02/2009
First Time Buyers Hits: 2
It could be that you have just cleared college or university and are looking for your first house – which in many cases would mean having to start out by renting a property before you can organize yourself to buy your own flat. It could also be that you already...
Read More »

Purchasing Property Overseas 18/02/2009
Purchasing Property Hits: 2
Many expatriates are purchasing property overseas instead of on their native soil. Whether the properties are being purchased as an investment or as a home, there are many benefits and deterrents surrounding the subject of purchasing property overseas. Let...
Read More »

Purchasing Property Overseas 18/02/2009
House Prices Hits: 2
Many expatriates are purchasing property overseas instead of on their native soil. Whether the properties are being purchased as an investment or as a home, there are many benefits and deterrents surrounding the subject of purchasing property overseas. Let...
Read More »

Cash In On The Credit Crunch 13/02/2009
Recession Hits: 2
Many people are concerned regarding the global credit crunch and the corresponding troubles in the property market. Without access to credit, many individuals and businesses are unable to purchase property, and as such property values have dropped from their...
Read More »

Buying Property in the UK 12/02/2009
Home Information Packs Hits: 2
In spite of the current turmoil in property markets all the world, the UK property market still remains one of the most buoyant property markets in the world. This could, at least in part, be attributed to the introduction of home information packs sometimes...
Read More »

Debts and Bankruptcies Rise 04/02/2009
Debt Hits: 2
Bankruptcies in England and Wales are rising steeply.  The most recent figures from the Insolvency Service show an increase in personal bankruptcies of more than 9% during the third quarter of 2008 over the same quarter in the previous year.  When business...
Read More »

House Prices Continue Downward 29/01/2009
Recession Hits: 2
The Nationwide Building Society has released figures showing that house prices continue to fall in 2009, although the rate of decline has slowed.  In January, prices dropped a further 1.3%, whereas December’s fall was 2.5%.  This is the 15th consecutive month...
Read More »

House Prices Continue Downward 29/01/2009
House Prices Hits: 2
The Nationwide Building Society has released figures showing that house prices continue to fall in 2009, although the rate of decline has slowed.  In January, prices dropped a further 1.3%, whereas December’s fall was 2.5%.  This is the 15th consecutive month...
Read More »

Christmas 2008 - A Look Back 23/12/2008
Repossession Hits: 2
As we approach Christmas and the New Year it’s a good time to reflect on what has happened in our economy during the past 12 months and where we are likely to go as the recession bites in 2009. 

2008 has been a traumatic year for the world’s financial...
Read More »

Christmas 2008 - A Look Back 23/12/2008
Recession Hits: 2
As we approach Christmas and the New Year it’s a good time to reflect on what has happened in our economy during the past 12 months and where we are likely to go as the recession bites in 2009. 

2008 has been a traumatic year for the world’s financial...
Read More »

Christmas 2008 - A Look Bac 23/12/2008
Interest Rates Hits: 2
As we approach Christmas and the New Year it’s a good time to reflect on what has happened in our economy during the past 12 months and where we are likely to go as the recession bites in 2009. 

2008 has been a traumatic year for the world’s financial...
Read More »

Christmas 2008 - A Look Back 23/12/2008
House Prices Hits: 2
As we approach Christmas and the New Year it’s a good time to reflect on what has happened in our economy during the past 12 months and where we are likely to go as the recession bites in 2009. 

2008 has been a traumatic year for the world’s financial...
Read More »

Christmas 2008 - A Look Back 23/12/2008
Debt Hits: 2
As we approach Christmas and the New Year it’s a good time to reflect on what has happened in our economy during the past 12 months and where we are likely to go as the recession bites in 2009. 

2008 has been a traumatic year for the world’s financial...
Read More »

Jobless Figures Rise 18/12/2008
Recession Hits: 2
For the first time this decade the number of people without jobs has risen to more than one million. 

In an economic downturn this announcement was very much on the cards but of greater concern over the long term is the fall in job vacancies coming on to the market.  The Office for National Statistics (ONC) reports that employment amongst people of working age fell by 0.4% in the quarter ended October 2008, a similar fall to that seen in the previous quarter.  This percentage may not seem large, but what is worth noting is that the number of available jobs fell by 134,000 over the same quarter – the biggest fall for 16 years. 

...
Read More »

Jobless Figures Rise 18/12/2008
Debt Hits: 2
For the first time this decade the number of people without jobs has risen to more than one million. In an economic downturn this announcement was very much on the cards but of greater concern over the long term is the fall in job vacancies coming on to...
Read More »

Jobless Figures Rise 18/12/2008
House Prices Hits: 2
For the first time this decade the number of people without jobs has risen to more than one million. 

In an economic downturn this announcement was very much on the cards but of greater concern over the long term is the fall in job vacancies coming on to the market.  The Office for National Statistics (ONC) reports that employment amongst people of working age fell by 0.4% in the quarter ended October 2008, a similar fall to that seen in the previous quarter.  This percentage may not seem large, but what is worth noting is that the number of available jobs fell by 134,000 over the same quarter – the biggest fall for 16 years. 

...
Read More »

Jobless Figures Rise 18/12/2008
Repossession Hits: 2
For the first time this decade the number of people without jobs has risen to more than one million. 

In an economic downturn this announcement was very much on the cards but of greater concern over the long term is the fall in job vacancies coming on to the market.  The Office for National Statistics (ONC) reports that employment amongst people of working age fell by 0.4% in the quarter ended October 2008, a similar fall to that seen in the previous quarter.  This percentage may not seem large, but what is worth noting is that the number of available jobs fell by 134,000 over the same quarter – the biggest fall for 16 years. 

...
Read More »

Paying for Christmas 12/12/2008
Stop Repossession Hits: 2
It’s that time of year when we all become frazzled with the chores of Christmas, the biggest of which is undoubtedly the Christmas shopping.  Finding original presents for everyone can be a real nightmare and when money is tight the whole task is even more...
Read More »

Paying for Christmas 12/12/2008
Sell Home Fast Hits: 2
It’s that time of year when we all become frazzled with the chores of Christmas, the biggest of which is undoubtedly the Christmas shopping.  Finding original presents for everyone can be a real nightmare and when money is tight the whole task is even more...
Read More »

Paying for Christmas 12/12/2008
Sell and Rent Back Hits: 2
It’s that time of year when we all become frazzled with the chores of Christmas, the biggest of which is undoubtedly the Christmas shopping.  Finding original presents for everyone can be a real nightmare and when money is tight the whole task is even more...
Read More »

The Big Spend? 02/12/2008
Sell and Rent Back Hits: 2
The Treasury has announced big spending plans to reinvigorate the economy.  A total of £12.5 billion is said to be on its way to consumers but the question on everyone’s lips is, will it work?

The Chancellor, Alistair Darling, has announced that VAT...
Read More »

The Big Spend? 02/12/2008
Repossession Hits: 2
The Treasury has announced big spending plans to reinvigorate the economy.  A total of £12.5 billion is said to be on its way to consumers but the question on everyone’s lips is, will it work?

The Chancellor, Alistair Darling, has announced that VAT...
Read More »

When will the fall end? 19/11/2008
Recession Hits: 2
It’s the question on every homeowners’ lips.  Just how far, and how fast, will property values fall and when will it all come to an end?   Let’s begin by taking a look back at the staggering change in the market we’ve seen over the past year or so.

Towards...
Read More »

When will the fall end? 19/11/2008
Mortgages Hits: 2
It’s the question on every homeowners’ lips.  Just how far, and how fast, will property values fall and when will it all come to an end?   Let’s begin by taking a look back at the staggering change in the market we’ve seen over the past year or so.

Towards...
Read More »

When will the fall end? 19/11/2008
Interest Rates Hits: 2
It’s the question on every homeowners’ lips.  Just how far, and how fast, will property values fall and when will it all come to an end?   Let’s begin by taking a look back at the staggering change in the market we’ve seen over the past year or so.

Towards...
Read More »

When will the fall end? 19/11/2008
Stop Repossession Hits: 2
It’s the question on every homeowners’ lips.  Just how far, and how fast, will property values fall and when will it all come to an end?   Let’s begin by taking a look back at the staggering change in the market we’ve seen over the past year or so.

Towards...
Read More »

Is Short-term Luxury Living Really Worth The Inevitable Repossession? 13/11/2008
Stop Repossession Hits: 2
We sometimes forget how much cash is tied up in your home. Releasing this cash could prevent repossession and aid some financial problems you are facing. It is all well and good relying on the value of your house to go towards a bigger and better home – if...
Read More »

Is Short-term Luxury Living Really Worth The Inevitable Repossession? 13/11/2008
Sell and Rent Back Hits: 2
We sometimes forget how much cash is tied up in your home. Releasing this cash could prevent repossession and aid some financial problems you are facing. It is all well and good relying on the value of your house to go towards a bigger and better home – if...
Read More »

Dramatic Bank Rate Cut 07/11/2008
Interest Rates Hits: 2
As anticipated, the Bank of England’s Monetary Policy Committee (MCP) has cut interest rates today.  What was not anticipated, however, is the size of that cut.  Half of one per cent was expected, maybe one per cent if the bank was feeling brave, but very few foretold the massive one and a half per cent that the MPC obviously feels is required if it is to have any effect on inflation and the threat of recession....
Read More »

Dramatic Bank Rate Cut 07/11/2008
Stop Repossession Hits: 2
As anticipated, the Bank of England’s Monetary Policy Committee (MCP) has cut interest rates today.  What was not anticipated, however, is the size of that cut.  Half of one per cent was expected, maybe one per cent if the bank was feeling brave, but very few foretold the massive one and a half per cent that the MPC obviously feels is required if it is to have any effect on inflation and the threat of recession....
Read More »

Unemployment Rise Hits Homeowners 20/10/2008
Stop Repossession Hits: 2
Unemployment figures released this week show 1.79 million people out of work in the UK (measured between May and August 2008); the highest number since the 1990s.  This figure is expected to increase to 2 million by the end of the year, with many analysts predicting further rises during 2009.  ...
Read More »

Unemployment Rise Hits Homeowners 20/10/2008
Sell and Rent Back Hits: 2
Unemployment figures released this week show 1.79 million people out of work in the UK (measured between May and August 2008); the highest number since the 1990s.  This figure is expected to increase to 2 million by the end of the year, with many analysts predicting further rises during 2009.  ...
Read More »

Dramatic Bank Rate Cut 07/10/2008
Recession Hits: 2
As anticipated, the Bank of England’s Monetary Policy Committee (MCP) has cut interest rates today.  What was not anticipated, however, is the size of that cut.  Half of one per cent was expected, maybe one per cent if the bank was feeling brave, but very few foretold the massive one and a half per cent that the MPC obviously feels is required if it is to have any effect on inflation and the threat of recession....
Read More »

Repossession - the process explained 26/09/2008
Debt Hits: 2
This is a short guide to the process that your lender will have to follow if your house is to be repossessed.  Remember, your lender has an obligation to act fairly as well as to comply with the law.  If you don’t think they’ve done so, consult your Citizens...
Read More »

Repossession - the process explained 26/09/2008
Stop Repossession Hits: 2
This is a short guide to the process that your lender will have to follow if your house is to be repossessed.  Remember, your lender has an obligation to act fairly as well as to comply with the law.  If you don’t think they’ve done so, consult your Citizens...
Read More »

Repossession - the process explained 26/09/2008
Equity release Hits: 2
This is a short guide to the process that your lender will have to follow if your house is to be repossessed.  Remember, your lender has an obligation to act fairly as well as to comply with the law.  If you don’t think they’ve done so, consult your Citizens...
Read More »

Repossession - the process explained 26/09/2008
Repossession Hits: 2
This is a short guide to the process that your lender will have to follow if your house is to be repossessed.  Remember, your lender has an obligation to act fairly as well as to comply with the law.  If you don’t think they’ve done so, consult your Citizens...
Read More »

The Divorce Trap 18/09/2008
Housing Crash Hits: 2
A rather surprising side effect of the current economic slowdown is that the numbers of couples getting divorced has dropped by about 3%.  It seems that people who would like to sell the family home and move on to a new life find they can’t sell and therefore...
Read More »

The Divorce Trap 18/09/2008
House Prices Hits: 2
A rather surprising side effect of the current economic slowdown is that the numbers of couples getting divorced has dropped by about 3%.  It seems that people who would like to sell the family home and move on to a new life find they can’t sell and therefore...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Mortgages Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Debt Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Inflation Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Equity release Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Stop Repossession Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Sell and Rent Back Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 09/09/2008
Repossession Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Government Intervention - Too Little Too Late? 08/09/2008
Housing Crash Hits: 2
This week the government has announced a £1bn package of measures designed to help homeowners through the current financial crisis.  Whilst everyone must surely welcome this news, the question as to whether it will go any way towards resolving the stagnant...
Read More »

Struggling home-owners should sell equity to avoid repossession, say Lib Dems 03/09/2008
Inflation Hits: 2
Homeowners struggling to pay their mortgages should be able to sell part of the equity in their homes to avoid repossession, the Liberal Democrats have said.

James Kirkup, Political Correspondent, The Guardian

The equity sale scheme is part of...
Read More »

Struggling home-owners should sell equity to avoid repossession, say Lib Dems 03/09/2008
Housing Crash Hits: 2
Homeowners struggling to pay their mortgages should be able to sell part of the equity in their homes to avoid repossession, the Liberal Democrats have said.

James Kirkup, Political Correspondent, The Guardian

The equity sale scheme is part of...
Read More »

Struggling home-owners should sell equity to avoid repossession, say Lib Dems 03/09/2008
Equity release Hits: 2
Homeowners struggling to pay their mortgages should be able to sell part of the equity in their homes to avoid repossession, the Liberal Democrats have said.

James Kirkup, Political Correspondent, The Guardian

The equity sale scheme is part of a...
Read More »

Struggling home-owners should sell equity to avoid repossession, say Lib Dems 03/09/2008
Stop Repossession Hits: 2
Homeowners struggling to pay their mortgages should be able to sell part of the equity in their homes to avoid repossession, the Liberal Democrats have said.

James Kirkup, Political Correspondent, The Guardian

The equity sale scheme is part of...
Read More »

Struggling home-owners should sell equity to avoid repossession, say Lib Dems 03/09/2008
Sell and Rent Back Hits: 2
Homeowners struggling to pay their mortgages should be able to sell part of the equity in their homes to avoid repossession, the Liberal Democrats have said.

James Kirkup, Political Correspondent, The Guardian

The equity sale scheme is part of...
Read More »

The Divorce Trap 18/08/2008
Sell Home Fast Hits: 2
A rather surprising side effect of the current economic slowdown is that the numbers of couples getting divorced has dropped by about 3%.  It seems that people who would like to sell the family home and move on to a new life find they can’t sell and therefore...
Read More »

Avoid Repossession 28/07/2008
Debt Hits: 2
To have your home repossessed is one of the most stressful things that can happen to a family, putting adults and children alike under enormous pressure.  The financial impact is often severe and long lasting, affecting individuals' ability to obtain loans,...
Read More »

Biggest Threat in 20 Years 23/06/2008
Interest Rates Hits: 2
Those were the words of Mervyn King, the Governor of the Bank of England, during his speech to Bankers in the City on Wednesday.  The picture painted by Mr King was dire, but however we like to look at it, the changing economic landscape means we’ll all have...
Read More »

Biggest Threat in 20 Years 23/06/2008
Stop Repossession Hits: 2
Those were the words of Mervyn King, the Governor of the Bank of England, during his speech to Bankers in the City on Wednesday.  The picture painted by Mr King was dire, but however we like to look at it, the changing economic landscape means we’ll all have...
Read More »

The Return of Negative Equity 13/06/2008
Sell Home Fast Hits: 2
The words ‘negative equity’ have not been heard much over the past ten years but back in the early 90s they were on the tip of everyone’s tongue.  Could it be that we’ve had it so good over the past decade that we’ve forgotten what true economic slowdown is...
Read More »

The Return of Negative Equity 13/06/2008
Sell and Rent Back Hits: 2
The words ‘negative equity’ have not been heard much over the past ten years but back in the early 90s they were on the tip of everyone’s tongue.  Could it be that we’ve had it so good over the past decade that we’ve forgotten what true economic slowdown is...
Read More »

How To Sell Your Home 27/05/2008
Sell Home Fast Hits: 2
Are you reading this article and wishing you were somewhere else?  If so, you might be one of the thousands of people who have a ‘For Sale’ board outside their homes.  You are desperate to move house but because the property market has slowed almost to a standstill...
Read More »

House prices continue to slide 01/05/2008
Mortgages Hits: 2
House prices have now been falling steadily for more than six months, according to statistics published this week.  In April, prices were more than one per cent down, bringing the average UK house price to approximately £178,500. 

There is a mixed reaction...
Read More »

10p Tax Rate cut looks set to add to debt problems 24/04/2008
Mortgages Hits: 2
Gordon Brown and Allistair Darling are facing opposition from their own back benchers over the controversial removal of the 10p tax rate band.  By no means will everyone lose out from this cut, but some could have debt problems exacerbated by unexpected reductions...
Read More »

10p Tax Rate cut looks set to add to debt problems 24/04/2008
Interest Rates Hits: 2
Gordon Brown and Allistair Darling are facing opposition from their own back benchers over the controversial removal of the 10p tax rate band.  By no means will everyone lose out from this cut, but some could have debt problems exacerbated by unexpected reductions...
Read More »

10p Tax Rate cut looks set to add to debt problems 24/04/2008
Debt Hits: 2
Gordon Brown and Allistair Darling are facing opposition from their own back benchers over the controversial removal of the 10p tax rate band.  By no means will everyone lose out from this cut, but some could have debt problems exacerbated by unexpected reductions...
Read More »

Turn The Dream Home into Reality 16/04/2008
Sell Home Fast Hits: 2
Getting on the housing ladder is like beginning a journey on which you are not quite sure of the destination.  Initially, the object of the exercise is to have somewhere to call your own and, perhaps, to start married life or a long term relationship with the person you love.  If the rose-coloured spectacles of love are really working, you might not be too particular about where or what that home turns out to be – so long as it’s yours it is sure to be your castle!

...
Read More »

Moving Home and Cutting Costs 11/04/2008
Mortgages Hits: 2
Interest rates have seen a further cut today with the announcement by the Bank of England that the base rate will be lowered to 5%.  But the recent series of cuts is not filtering through to the mortgage market, where loans are in short supply.

If you...
Read More »

Moving Home and Cutting Costs 11/04/2008
Interest Rates Hits: 2
Interest rates have seen a further cut today with the announcement by the Bank of England that the base rate will be lowered to 5%.  But the recent series of cuts is not filtering through to the mortgage market, where loans are in short supply.

If you...
Read More »

It's a Buyers Market 25/03/2008
Sell Home Fast Hits: 2
House sales are in a slump and prices are falling.  So say the latest reports on house price trends throughout the country.

The key reason appears to be the disparity between the number of buyers and the number of sellers.  The credit crunch has made...
Read More »

Budget Brief 13/03/2008
Interest Rates Hits: 2
Alistair Darling gave his first budget on 12 March.  Although no longer the event it used to be, the budget still attracts the attention of the media and, to a lesser extent, the average man or woman in the street.  Few surprises are unveiled in budget speeches...
Read More »

Budget Brief 13/03/2008
Sell Home Fast Hits: 2
Alistair Darling gave his first budget on 12 March.  Although no longer the event it used to be, the budget still attracts the attention of the media and, to a lesser extent, the average man or woman in the street.  Few surprises are unveiled in budget speeches...
Read More »

Home Information Packs - Information For Sellers 07/03/2008
Home Information Packs Hits: 2
In the current property market sales are slow.  Beleaguered buyers are less than keen on the introduction of new policies that might slow down the sale or make it even more expensive than it is already…and understandably so.  The advent of Home Information...
Read More »

Home Information Packs - Information For Sellers 07/03/2008
Sell Home Fast Hits: 2
In the current property market sales are slow.  Beleaguered buyers are less than keen on the introduction of new policies that might slow down the sale or make it even more expensive than it is already…and understandably so.  The advent of Home Information...
Read More »

What is BMV? 04/02/2008
Home Information Packs Hits: 2
In the simplest terms, BMV is an abbreviation for Below Market Value property. What this means is that the prospective buyers pay less than the expected market value for a property. There is a section of the housing market that specialises in this area and...
Read More »

What is BMV? 04/02/2008
Equity release Hits: 2
In the simplest terms, BMV is an abbreviation for Below Market Value property. What this means is that the prospective buyers pay less than the expected market value for a property. There is a section of the housing market that specialises in this area and...
Read More »

Property Market Round Up 02/01/2008
Home Information Packs Hits: 2
As we approach the end of the year it is a good time to look back at the property market during 2007 and look at the current situation.

The year began with what had become a familiar trend of rising prices, which, it seemed, would go on for ever.  But...
Read More »

Property Market Round Up 02/01/2008
Equity release Hits: 2
As we approach the end of the year it is a good time to look back at the property market during 2007 and look at the current situation.

The year began with what had become a familiar trend of rising prices, which, it seemed, would go on for ever.  But...
Read More »

Is Your Credit In Crisis? 14/12/2007
Debt Hits: 2
As Christmas approaches more and more of us turn to our credit cards to provide the funds we need to finance our seasonal purchases.  Despite the concern emanating from retailers it looks as if we are set to spend record amounts again this year.  During the...
Read More »

Buyer Confidence Drops in Housing Market 16/11/2007
House Prices Hits: 2
This week the financial commentators have reported on several factors that are hitting the housing market via a lowering of buyer confidence.

Property prices are slowing almost everywhere and in some areas of the country they are falling.  One...
Read More »

The Open Market - The Slow Market! 25/10/2007
House Prices Hits: 2
There has been a debate raging amongst sellers, buyers, estate agents, lawyers, developers and others involved in the property sector as to how the process of buying and selling property in England might be speeded up, clarified and made less vulnerable...
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The Open Market - The Slow Market! 25/10/2007
Sell Home Fast Hits: 2
There has been a debate raging amongst sellers, buyers, estate agents, lawyers, developers and others involved in the property sector as to how the process of buying and selling property in England might be speeded up, clarified and made less vulnerable to...
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Is Renting The Best Option? 17/10/2007
Housing Crash Hits: 2
Early October saw the publication of a survey that announced renting is now a cheaper option than buying!

The survey looked at rentals from private landlords during 2006 (i.e. not including local authority or housing association tenancies) and found...
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Property Crash Talk On The High Street 05/10/2007
Interest Rates Hits: 2
There has been so much media speculation this year about a forthcoming UK property crash that you couldn’t be blamed for switching to a different channel every time a commentator comes on the box.

The Bank of England has, to date, failed to respond to pressure to cut rates and decided at its meeting on 4 October to keep interest rates unchanged at 5.75%.  For home owners, the rises that have taken place during 2007 have increased their mortgage repayments dramatically – a good reason, say some experts, to look at cutting interest rates before we reach economic meltdown and the market crashes. 

...
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Property Crash Talk On The High Street 05/10/2007
House Prices Hits: 2
There has been so much media speculation this year about a forthcoming UK property crash that you couldn’t be blamed for switching to a different channel every time a commentator comes on the box.

The Bank of England has, to date, failed to respond to pressure to cut rates and decided at its meeting on 4 October to keep interest rates unchanged at 5.75%.  For home owners, the rises that have taken place during 2007 have increased their mortgage repayments dramatically – a good reason, say some experts, to look at cutting interest rates before we reach economic meltdown and the market crashes. 

...
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Property Crash Talk On The High Street 05/10/2007
Housing Crash Hits: 2
There has been so much media speculation this year about a forthcoming UK property crash that you couldn’t be blamed for switching to a different channel every time a commentator comes on the box.

The Bank of England has, to date, failed to respond to pressure to cut rates and decided at its meeting on 4 October to keep interest rates unchanged at 5.75%.  For home owners, the rises that have taken place during 2007 have increased their mortgage repayments dramatically – a good reason, say some experts, to look at cutting interest rates before we reach economic meltdown and the market crashes. 

...
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Who's Feeling The Pinch? 20/07/2007
Mortgages Hits: 2
There has been much in the media about the effect of interest rate increases on mortgages and, combined with ever inflating house prices, the fact that repossession numbers are expected to increase over the coming months.

 

Commentators and analysts...
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Who's Feeling The Pinch? 20/07/2007
Interest Rates Hits: 2
There has been much in the media about the effect of interest rate increases on mortgages and, combined with ever inflating house prices, the fact that repossession numbers are expected to increase over the coming months.

 

Commentators and analysts...
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Mortgage Rates? Peaked or Still to Rise? 15/06/2007
Interest Rates Hits: 2
At its last review the Bank of England decided to keep interest rates where they were, but does this mean we are at the top of the rate rise or do we still have some way to go?

Recent rate rises have been small but consistent and financial commentators...
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Stop Eviction 11/05/2007
Interest Rates Hits: 2
Last week’s rise in interest rates will soon start to impact on mortgage repayments, especially here in the South East and East Anglia where property prices are high.

Some analysts warn that repossession figures could double this year as people are pushed to the brink of financial crisis by increasing repayments. The threat of yet another rise in the Bank of England’s base rate is looming on the horizon, making the situation even more gloomy for anyone who has a mortgage.

...
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Interest Rates Go Up Again 11/05/2007
Interest Rates Hits: 2
The Bank of England has just announced a quarter of one per cent rise in interest rates and the mortgage companies look set to follow suit. Bank rates now stand at 5.5%.

Despite having one of the highest rates of interest amongst the prosperous countries...
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Repossession - What Does It Mean? 12/04/2007
Repossession Hits: 2
For those struggling to meet mortgage repayments, having their house repossessed by the bank or mortgage company is their worst nightmare. What can you do to fight repossession and what does it mean if you actually lose your house?

Fighting Repossession...
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WHAT IS REPOSSESSION? 05/03/2007
Repossession Hits: 2
Ask any person in the street what repossession means and they will usually reply that it’s the loss of someone’s home through non-payment of a mortgage. Of course, they’re absolutely right, but what people often fail to understand is that if your property is repossessed you may never be able to get a mortgage again....
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PERSONAL DEBT DISASTER? 20/02/2007
Debt Hits: 2
Personal debt figures are always hitting the headlines. But what do these figures include and how many people in the UK do they affect?Personal debt can be divided into three basic categories – secured lending (i.e. a mortgage), unsecured consumer lending...
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Sell and Rent Back – Private Rents on the Rise 19/10/2011
Sell and Rent Back Hits: 1

Tenants with home buying ambitions have been under more and more pressure due to increasing private rents, recent reports show.

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Sell and Rent Back- Steep Drop In Take-Home Pays 21/09/2011
Sell and Rent Back Hits: 1

Consumers have been experiencing a decrease in take-home pay for nine months this August.

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Sell and Rent Back - New Homes Shortages 18/09/2011
Sell and Rent Back Hits: 1

Since 1923, the number of new houses built in 2010 was the lowest ever.

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Sell Home Fast - Active Pension Savings Halved 17/09/2011
Sell Home Fast Hits: 1

Since 1991, the amount of consumers actively saving in corporate pension schemes within the UK's private sector has been halved.

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Sell and Rent Back - Childcare Debts 16/09/2011
Sell and Rent Back Hits: 1

In recent surveys 4,359 UK parents say how costly childcare fees have placed them in debt.

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Sell House Quick - Slow UK Economy 16/09/2011
Sell Home Fast Hits: 1

During the months of June, July, and August, the UK economy has decreased it's growth rate by 0.2%, while expanding 0.6% between the months of May, June, and July.

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Sell and Rent Back - Negative Equity Affects Borrowers 10/09/2011
Sell and Rent Back Hits: 1

Peak house prices and competitive lending conditions in 2007 have left many borrowers in negative equity, It is calculated that in June 2011 over 827,000 loans are in negative equity, of which nearly a third are from loand taken out in 2007.

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Homebuyers – OFT Closes Down Misleading Debt Advisers 20/04/2011
Sell Home Fast Hits: 1

The Office of Fair Trading (OFT) has closed down four companies that misled people in debt

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Homebuyers – Record Rise in Stamp Prices 04/04/2011
Sell Home Fast Hits: 1

Higher UK postage prices have come into force –with the result that a first-class stamp now costs 46p.

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Sell House Fast – UK Borrowing Hits New Record 31/03/2011
Sell Home Fast Hits: 1

For those who want to sell house fast, good luck: mortgages are getting harder and harder to find as UK borrowing hits a new record.

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Sell Home Fast – BT Call Charge Increase 22/03/2011
Sell Home Fast Hits: 1

Telecoms giant BT has announced that, from 28 April 2011 call charges will increase by 9% and the monthly standard line rental charge will increase by 30 pence.

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Sell and Rent Back – Inflation 4% Higher than Recorded 04/03/2011
Sell and Rent Back Hits: 1

For twelve years, the Office for National Statistics (ONS) has got the inflation numbers wrong.

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Sell Home Quick – House Prices Will Decline in 2011 22/02/2011
Sell Home Fast Hits: 1

A research group recently predicted that house prices in the UK will fall by another 1.7% in 2011.

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Sell Home Fast – UK Inflation Rising 03/02/2011
Sell Home Fast Hits: 1

The economic situation in the UK remains grim. Recent unemployment figures show that joblessness continues to hover around 8%, jumping to 20% for 16 – 24 year-olds

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Sell House Fast – House Price Drop in November 30/12/2010
Sell Home Fast Hits: 1
The Nationwide building society reports that housing prices dropped yet again during November, with the average price falling by an additional 0.3% to slightly over £163,398 (just 0.4% higher than the same month last year).

...
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Sell House Fast – Rental Market Pressure 08/12/2010
Sell Home Fast Hits: 1
More individuals and families are finding that they cannot qualify for or afford mortgages; however, new developments in the rental market have resulted in growing competition for rental properties.

...
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Quick House Sale – Sellers Outnumber Buyers 26/10/2010
Sell Home Fast Hits: 1
In recent months, there have been fewer buyers who are interested in purchasing a home and can qualify to do so than there have been sellers putting their properties on the market. This situation of sellers outnumbering buyers has resulted in a drop in housing...
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Sell and Rent Back – Name and Shame Financial Institutions 22/09/2010
Sell and Rent Back Hits: 1
Complaints filed with the Financial Ombudsman Service (FOS) are on the rise and, for the last 18 months, FOS has started naming and shaming those institutions that have received the most complaints.

...
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Sell and Rent Back – Telephone Bill Rises 29/07/2010
Sell and Rent Back Hits: 1

BT customers will soon see a 10% increase in call charges, as well as a 50p increase in monthly line rental.

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Sell and Rent Back – Free NHS Prescriptions on hold 15/06/2010
Sell and Rent Back Hits: 1

The effects of the recent recession are still being felt as financial pressures force the NHS to put a hold on proposals to provide no-cost prescriptions to England residents.

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Sell and Rent Back – Child Trust Fund Scrap 26/05/2010
Sell and Rent Back Hits: 1
As we continue to see cuts in government spending, the latest program on the chopping block appears to be the Child Trust Fund. Currently, parents receive a voucher for at least £250 to invest for each newborn child, with an additional payment made after the...
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Sell and Rent Back – Train Fare Rises 20/05/2010
Sell and Rent Back Hits: 1

Some of the UK’s major train operators have recently been accused of surreptitiously increasing train fares by extending what are considered peak hours.

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Sell and Rent Back – Government Debt Help Failure 05/05/2010
Sell and Rent Back Hits: 1

Over the past several years, the government has proposed and implemented an array of projects supposedly intended to assist people in debt.

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Sell Home Fast – Prohibited Irresponsible Lending 30/04/2010
Sell Home Fast Hits: 1
While the Office of Fair Trading (OFT) has its own take on irresponsible lending and does believe it is a widespread concern, campaigners wishing to stop irresponsible lending practices accuse the financial services industry of often luring consumers into...
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Sell house quick bad news 14/12/2009
Sell Home Fast Hits: 1

Borders, a major bookseller in the UK, announced they will be closing up shop and attempting to sell their group of 45 stores.

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Sell Rent Back Slow Market Recovery 17/11/2009
Sell and Rent Back Hits: 1
According to the chief economist of the Royal Institution of Chartered Surveyors, Simon Rubinsohn, economic recovery is going to slow due to the upcoming end of the stamp duty holiday. Indeed, Rubinsohn notes that the end of the holiday will have major repercussions...
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Sell Rent Back Interest Rates Remain Low 27/10/2009
Sell and Rent Back Hits: 1
According to the Centre for Economics and Business Research (CEBR), interest rates in the UK will remain low for years to come. The current level of 0.5% will hold through 2011, and a rate of 2% won't occur until approximately 2014.

...
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Sell Home Fast Mortgage Debt Grows 14/10/2009
Sell Home Fast Hits: 1
Although consumer debt - including debt from credit cards and personal loans - fell by £300m last month, mortgage loan debt increased by £1bn in August. Lending is expected to remain slow due to the weak economy and the lowered ability to lend in general....
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Sell Home Fast Lending Squeeze 07/10/2009
Sell Home Fast Hits: 1
A chain reaction of sorts is happening right now in the UK, as building societies who are only able to offer their savers low rates of interest are then inhibited in their ability to lend cash to prospective home buyers.

...
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Sell Home Fast Slow Recovery 29/09/2009
Sell Home Fast Hits: 1
Despite recent news suggesting that the UK is beginning to get out of the recession, the Bank of England has held interest rates at a very low 0.5% for the sixth straight month, warning that recovery will be slow, long and drawn out.

...
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Sell Rent Back Banks losses 24/09/2009
Sell and Rent Back Hits: 1
According to the KPMG UK Banks Performance Benchmarking Survey, the retail arm of High Street banks in the UK will probably experience losses during the second half of 2009. Bad loans are largely to blame, and are expected to continue causing losses at least...
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Economy bound to hit Sell Home Fast 05/08/2009
Sell Home Fast Hits: 1
Despite hopes that the economy may rebound relatively soon, it is being reported that the UK economy contracted by 0.8% between April and June of this year. Although it was much better than the previous figure, it is still more than expected.

...
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Sell Home Fast House Prices 30/07/2009
Sell and Rent Back Hits: 1
A new monthly survey by the DCLG (Department of Communities and Local Government) shows that property values continue to fall - but at a slower rate than in the past. This is heartening news for some; however, those who need to sell home fast are still struggling...
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Sell and Rent Back FAQs 17/07/2009
Sell and Rent Back Hits: 1

In this first of 2 articles about Sell and Rent back FAQ's, we've compiled our most frequetly asked Sell to Rent questions. The next Sell and Rent back FAQ article will folllow next week.

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Sell And Rent Back help repossessions 03/07/2009
Sell and Rent Back Hits: 1
The Council of Mortgage Lenders have released the latest numbers on repossessions, and the news is still not favourable. In the UK, an estimated 65,000 repossessions will occur this year; that estimate is down by 10,000 from December, but up in actual numbers...
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Quick house sales – the price indices 14/05/2009
Sell Home Fast Hits: 1

For those looking for quick house sales, it seems another house price index comes out every week. Here is a quick description of the main 4 indices, useful for those wanting a quick home sale.

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The Sell and Rent Back Process 30/04/2009
Sell and Rent Back Hits: 1

Sell and Rent Back with Property Rescue involves a 4 stage process. Quick. Easy. And effective.

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Contact us on 0800 1313 999, email sales@propertyrescue.co.uk.
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