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Shelter, a charity organisation, recently conducted a survey with 2,202 participants and reported that more people are paying their mortgages or rent with money they borrow from credit cards.

The consumer advocate group Which? has uncovered charges of up to 3% added by some councils when customers pay their council services bills with a credit card.

Worrying trends in credit card use are emerging in the UK as research begins to show the true depth of the reliance Brits have developed on credit cards.

Several new rules and guidelines have recently come into play regarding consumers, credit and debt.

As if many people were not already facing enough financial challenges, interest rates on credit cards are on the rise.

A BBC investigation has uncovered some unsavoury practices in the debt management industry, including some companies holding the money they receive from clients instead of paying creditors.

The new tax year, which began on Wednesday, brought with it tax increases, cuts to benefits and tax credit changes that will affect families throughout Britain.

It seems like online identity theft and online credit card fraud is rising at an alarming rate.

More than nine million UK residents have been adversely affected by a government failure to credit more than £1 billion in National Insurance contributions.

Fraudulent benefit claims total about £1.5 billion each year, but credit rating firms are poised to play a bigger role in tracking down cheats

Fraudulent benefit claims total about £1.5 billion each year, but credit rating firms are poised to play a bigger role in tracking down cheats.

Starting next year, families earning more than £40,000 will see a reduction in tax credits.

Spending related to the World Cup is credited with giving UK retail sales a boost in May.

Research conducted by Callcredit shows that more than one in four people who have a mortgage (26%) report that they would not be able to make their mortgage repayments as scheduled if they experienced a loss of £300 in their monthly income.

Bad debts have reached significant, historic highs and average borrowing has increased 5% per credit card, surpassing £1,000 for the first time ever.

According to the accountancy firm PricewaterhouseCoopers (PwC), 9% of all total outstanding debt balances will be made up out of credit card debt by the end of the year 2010.

So far in 2011, 382,000 UK homes have sold, which is down from 407,000 homes sold in the first six months of 2010.

The Office of Fair Trading (OFT) has closed down four companies that misled people in debt

As usual, it's the people who can afford it the least who are being hardest hit by the recession.

A government strapped for cash is looking for new ways to levy civil penalties

Figures show that bankruptcies among men are on the rise at a higher rate than those among women; however, men seek help with their debts less often.

Recently released survey data shows that almost half of UK households are concerned about their debt levels, with a majority expressing greater concern today than over the last two years.

Unemployment is on the rise in the UK once again, reaching 2.5 million (7.9%) in October. This resulted from an increase of 35,000 during the previous three months.

The month of September saw a continuing weak appetite among consumers when it came to borrowing.

According to the Bank of England, UK consumers paid back more unsecured debt than they borrowed in the month of August

Figures showing August mortgage activity have been released and show that lending was down 5% from July and down 3% from August 2009 in regards to loans granted to first-time homebuyers.

Those facing financial difficulties often turn to debt management companies in a desperate attempt to seek help in determining how best to handle their debt.

My Home Finance is a pilot scheme testing a new lending option for financially marginalized groups.

A major High Street retailer issued a warning that it expects low sales growth for a minimum of three to five years.

An allowed banking process called setting off is on the rise and is leaving some customers broke.

A study conducted by Consumer Focus shows that 1.2 million UK residents are taking out at least one payday loan each year, for a total of £1.2 billion borrowed in this manner.

A study conducted by Consumer Focus shows that 1.2 million UK residents are taking out at least one payday loan each year, for a total of £1.2 billion borrowed in this manner.

The average borrowing of UK consumers is on the rise with the average amount owed by each UK adult at approximately £30,000, which includes mortgages.

In the 12 months to Q1 2010, banks and building societies in the UK wrote off loans to individuals totaling £9.6 billion.

For some time now, lenders have been criticized about payment protection insurance (PPI) and the manner in which some of these policies have been sold.

Bankruptcies in the UK are on the rise, with figures showing a distinct increase in the first quarter of this year in the number of residents of England and Wales trying to be declared bankrupt.

According to official statistics, one third of pensioners in the UK rely entirely on the state for their income during their retirement.

As many consumers have discovered, there have been several recent changes in the mortgage and personal loan industries.

According to a recent survey of lenders, in the next three months overdrafts and personal loans will only be made available to those who are considered “better quality” borrowers.

It is no secret that personal debt has been steadily increasing for over a decade and that the number of people going bankrupt or being declared insolvent has risen alongside it.

The world of mortgages is quickly changing, with the transformation perhaps being most evident in the dramatic increase in new mortgage deals requiring deposits of at least 25%.

Mortgage advisors have warned of shortfalls in the amount available for lending, due to a lack of funds from mortgage companies.

Individual borrowing is increasing in the UK, undoubtedly in part from the effects of the economic crisis making it more difficult to make ends meet each month.

New blow for those wanting a fast property sale with latest negative equity figures announced.